Zipcar logo

Insurance Risk Tiers

We have two separate risk tiers for our members: standard and higher.

Standard members are aged 25 or older, have not had an accident within the last three years and have less than 4 points on their license. 

Higher tier members are aged over 25 years old and have had an accident within the last three years/have more than 4 points on their license.  

Higher + tier members are aged under 25 years.

If you’re on the high-risk tier and would like further information, please click here.

If you’re involved in an accident/incident in a Zipcar, you will automatically be moved on to the higher tier.

Was this article helpful?
Have more questions? Submit a request