To provide you with comprehensive insurance cover, our members are placed into different risk categories based upon their driving experience and record. The high-risk category applies if one or more of these are true:
- You’re aged 19-24
- You have 4 or more points on your license
- You’ve had an accident in the last 3 years
High risk members have a damage excess of £1,000 and the price for an optional damage fee waiver is higher (£5 extra).
All members that meet the high-risk criteria start in the higher + category for their first 15 trips. Drivers in the higher + group pay a driving surcharge of £1.50/hr or £18/day. These members are also restricted from reserving certain premium models in the Fleet. After completing 15 damage-free reservations, the member is no longer in the higher + category and the surcharge no longer applies.
If you’re aged 19-24, we’ll automatically take you out of the higher risk category when you turn 25 (as long as you don’t meet any of the other criteria).