For full details on our insurance policy, please refer to our Member Contract.
Every member who follows the rules is covered by our insurance whilst driving a Zipcar. Please see the highlights below:
- Comprehensive collision coverage
- Third party property damage coverage up to £20,000,000 when driving cars and up to £10,000,000 when driving vans
- Unlimited coverage for third party bodily injury
- Members are responsible for a £750 damage fee (£1,000 for higher risk members) per incident, which can be reduced or eliminated with an optional damage fee waiver
Only active members can drive Zipcars. If you’ve got a fellow member along for the ride, it’s fine to share driving time.
Non-members are not permitted to drive Zipcars. Even if it’s just to park the vehicle, people who are not active members with Zipcar are not allowed to drive under any circumstances. They are simply not insured to drive. If you allow a non-member to drive during your reservation (including valets), your membership will be cancelled, and you will not be eligible to reopen your account in the future.