We have 2 risk tiers for our members. You will be automatically moved to the high risk tier after an incident or accident. This is subject to review after a year.
The higher risk category applies if:
- You're aged 19-24
- You have 4 or more points on your license
- You've had an accident in the last 3 years
Higher risk members have a damage excess of £1000 and the price for an optional damage fee waiver is higher (£5 extra).